Getting yourself out of debt and saving more money is simpler than you think. Every month, there are tons of ways to save money. You can check out our list for more ideas on how you can save money.

Prevent leakage

Just like water leaking out of your faucet, your money might be leaking without your knowledge. Think of all those subscriptions and Starbucks coffee you’re spending your money on.

Sure, you might think that these things don’t cost much but when they all add up, that’s a lot of money you’re spending. Here’s a list of 20 things you should stop buying to save money.

Save money automatically

Here’s a smart hack. Did you know that you can easily save money without even thinking about it? How?

Simply set up your bank account to automatically transfer funds to your savings account. This way, you won’t have to compute everything. If this is scary for you, you can start with small amounts and gradually increase that until you can live with the money that’s left.

Wallet Full of Money

Eliminate your debt

Having debt is can be a big burden for you and your future self. Just think about all the interest rates. If you don’t take care of your debt as early as now, you’re wasting money. Money that should have been put into your savings.

Related: How to Get Out of Debt: 9 Money Management Tips

Don’t shop when you’re hungry

Easy peasy. Right? Before you go to the grocery store, make sure you’re full. If you shop hungry, you’ll be overspending on snacks and things you weren’t going to buy if you were full.

Don’t let your stomach steer the shopping cart and be sure to snack before you shop. Oh, and only buy what’s in your shopping list. Nothing more. Nothing less.

Use the 50/30/20 rule

This one’s a popular rule. After receiving your pay, here’s what you gotta do. Take 50% of your pay. This will go to paying rent, buying food and other necessities. 30% will be for recreational activities and things you do for fun.

Finally, 20% will go to your savings. Discipline yourself and follow this rule. Your future self will thank you for it.

Bring your own lunch

Eating out every day costs a lot of money. By the end of the month, it will all add up to a substantial amount that you could have put into your savings.

What you can do is to make your lunch at home, bring it to work and viola, you just saved yourself a lot of money! Plus, it’s healthier, too.

Related: How to Stop Living Paycheck to Paycheck

Sell things (that don’t spark joy)

Take a look at your current possessions and start checking the things that do not spark joy. If these are still in mint condition, you can sell them online. More money!

You can also try selling the clothes you rarely wear.

Record your expenses

Tracking your expenses helps you see where your money goes. This way, you can see if your spending matches your priorities. If not, maybe you should make changes to where you’re spending your money.


If you’re having a hard time saving money, you can use these tips to save some extra cash. Stick with these and make them a habit. See where it takes you in a year or so!


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